TABLE OF CONTENTS – PART 5:
THE 50+ WORKER AND CANADA’S RETIREMENT.
INCOME.
SYSTEM.
INTRODUCTION.
CHAPTER 1—UNIVERSAL PUBLIC PENSIONS.
INTRODUCTION.
SECTION 1—OLD AGE SECURITY (OAS) PROGRAM: OAS, GIS, allowances and benefits.
- Introduction.
- Legislation.
- Old Age Security Regulations Old Age Security (OAS) Overview.
- Guaranteed Income Supplement (GIS) Overview.
- Allowances and Benefits.
- Concerns.
- Appeal.
- Relevant Case Law.
- Conclusion.
SECTION 2—VETERAN PENSIONS.
- Introduction.
- Legislation.
- Veteran Affairs Canada’s (VAC) Major Programs.
- Disability Pensions.
- War Veterans Allowance.
- Veterans Independence Program.
- Newsworthy Developments.
- Relevant Case Law: The Authorson Case.
- First Component: Disabled Veterans’ Entitlement.
- Second Component: Veterans’ Entitlement On Death.
- Information.
- Conclusion.
SECTION 3—AN INCORRECT DATE OF BIRTH (DOB): A SPECIAL PROCEDURE.
- Introduction.
- Fixing the Problem.
- Conclusion.
CHAPTER 1—CONCLUSION.
APPENDIX I—OFFICE OF THE COMMISSIONER OF REVIEW TRIBUNALS (OCRT).
CHAPTER 2: EARNINGS-RELATED PENSIONS: CANADA PENSION PLAN/QUEBEC
PENSION PLAN.
INTRODUCTION.
SECTION 1—CANADA PENSION PLAN (CPP).
- Introduction.
- Legislation.
- Allowances and Benefits.
- CPP Disability.
- Benefits.
- CPP Survivor. Benefits.
- Contributions and Premiums.
- Residency Requirements.
- Canadian Retirement Income Calculator.
- Assets Under Management.
- Appeal.
- Relevant Case Law.
- Conclusion.
SECTION 2—QUEBEC PENSION PLAN (QPP).
- Introduction.
- Legislation.
- Allowances and Benefits.
- Marriage.
- QPP Disability Benefits.
- QPP.
- QPP Survivor’s Benefits.
- Contributions and Premiums.
- Statement of Participation.
- CompuPension (SimulRetraite).
- International Agreements.
- Conclusion.
SECTION 3—PUBLIC PENSIONS: Problems and Remedies.
- Introduction.
- The Problems.
- Stock Portfolio Losses.
- Recommendations/Solutions.
- Conclusion.
SECTION 4—WORLDWIDE SITUATION/SOLUTIONS.
- Introduction.
- United States Pension System.
- Commentary.
- Europe.
- Conclusion.
CHAPTER 2—CONCLUSION.
CHAPTER 3—PERSONAL RETIREMENT SAVINGS PLANS (RRSPs) AND
EMPLOYER-SPONSORED PENSION PLANS.
INTRODUCTION.
SECTION 1—REGISTERED RETIREMENT SAVINGS PLAN (RRSPs).
- Introduction.
- Legislation.
- Contributions.
- RRSP Payout.
- Statistics.
- Conclusion.
SECTION 2—EMPLOYER-SPONSORED PENSION PLANS.
- Introduction.
- Definitions.
- Legislation.
- Canada.
- Alberta.
- British Columbia.
- Manitoba.
- New Brunswick.
- Newfoundland and Labrador.
- Northwest Territories.
- Nova Scotia.
- Nunavut.
- Ontario.
- Prince Edward Island.
- Quebec.
- Saskatchewan.
- Yukon.
- Agencies.Canada wide Differences .
- Plan.
- Types.
- Plan Rules and Procedures.
- Retirement Steps.
- Administration: Institutions, Principles, Concepts and Practices.
- Institutions.
- Principles.
- Concepts.
- Pension Deficits.
- The Canadian Experience.
- Pension Accounting and Investments.
- Canada.
- United Kingdom.
- United States.
- Enforcement.
- Other Problems.
- Erosion of Buying Power.
- Fixed Income: Home Ownership.
- Unknown Pensions.
- Conclusion.
SECTION 3—CORPORATE CASE STUDIES.
- Introduction.
- Canada.
- No Discrimination Against Singles.
- Investment Recovery.
- United States.
- Reduce Medical Costs.
- International.
- Japan.
- Germany.
- Conclusion.
SECTION 4—CASE LAW: PRIVATE PENSION ISSUES.
- Introduction.
- Canada.
- Entitlement when Working for a Competitor.
- Pension after Company Acquired.
- Denial of Pension Benefits as a Violation of Charter Rights?
- The Start of Pension Payment.
- The Difference between Quoted Pension and Actual Benefits.
- Right of Terminated Employees to Surpluses.
- Bridging Benefit.
- Member’s Rights on Termination of Employment.
- Death Benefit According to Age Struck Down.
- Company Changes to the Pension Plan.
- Jurisdiction.
- United States.
- Conclusion.
SECTION 5—PENSIONS: MISCELLANEOUS ISSUES AND CONSIDERATIONS.
- Introduction.
- OAS.
- GIS.
- CPP/QPP.
- Corporate Pensions.
- Conclusion.
CHAPTER 3—CONCLUSION.
PART 5—CONCLUSION.
APPENDIX I—GOLDEN RULES/RECOMMENDATIONS CHECKLIST.
APPENDIX II—Supervision (Web site)—Provincial Agencies.
II.1 Alberta – Pensions.
II.2 British Columbia – Pensions Department.
II.3 Manitoba.
II.4 New Brunswick .
II.5 Newfoundland and Labrador.
II.6 Northwest Territories.
II.7 Nova Scotia.
II.8 Nunavut.
II.9 Ontario.
II.10 Prince Edward Island.
II.11 Quebec.
II.12 Saskatchewan.
II.13 Yukon.
APPENDIX III—GLOSSARY.
APPENDIX IV—PENSION FUND CORRESPONDENCE TO BENEFICIARY.
APPENDIX V—DIRECTORY.
APPENDIX VI—INDEX.
© 2005 Practitioners’ Press Inc./ TM Practitioners’ Press Inc.